0800 043 7755 hello@highgear.co.uk


At High Gear we are authorised and regulated by the Financial Conduct Authority, working very closely with them to protect each and every one of our customers.

The FCA work with a mission to protect consumers, ensuring the industry promotes healthy and ethical competition between financial service providers.

Having great power over the marketing of financial services, this governing body implements structures to safeguard the customer.

High Gear mirrors this ethos, treating customers fairly and providing consumers with unbiased advice on the services provided. At High Gear we are constantly carrying out research to grow and improve as a business, connecting with the needs of customers to the best of our ability.

Business procedures are always executed with integrity in mind, seeing that High Gear is shaped as an admirable business choice. Working alongside the Financial Conduct Authority ensures that a trustworthy business image is influenced, putting our services forth as an attractive option for consumers nationally.

Working in line with the rules progressed by the organisation allows us as a firm to employ a well-rounded understanding of the industry. Although we are insurance specialists, working in coalition with the FCA allows us to be consumer specialists also, always learning and developing as a result.

Useful FCA information: What is FCA? | Working with the FCA

From FSA to FCA
In April 2013, the FSA was replaced by two new regulatory bodies, The Prudential Regulation Authority (PRA) and The Financial Conduct Authority (FCA).

About the FCA and the PRA?
The Prudential Regulation Authority (the PRA) is a subsidiary of the Bank of England, and is responsible for promoting the stable and prudent operation of the financial system through regulation of all deposit-taking institutions, insurers and investment banks.

The Financial Conduct Authority (the FCA) is responsible for regulation of conduct in retail, as well as wholesale, financial markets and the infrastructure that supports those markets. The FCA also has responsibility for the prudential regulation of firms that do not fall under the PRA’s scope.

High Gear takes the boredom out of Insurance.