Does Your Marital Status Affect What You Pay For Car Insurance?

Does Your Marital Status Affect What You Pay For Car Insurance?

It seems that in this day and age we want to learn more about how premiums are calculated, wanting to know what credentials have the largest bearing. Where driving history and age has always been the focus new findings show that martial status is also a key player, but why?

Basically married drivers tend to drive less than their single counterparts, and when they do drive the trips tends to be thought-out, pre-planned excursions that they do on a regular basis. These are usually trips such as journeys to the supermarket for the monthly shop etc.

In contrast a young single man in a sports car will inevitably come with different associations, with the insurance industry seeing single, divorced and even widowed drivers pay slightly more for cover. Where this may sound a little silly statistics to back this up. In fact, in a 2004 study of 10,525 adults, the National Institutes of Health found that unmarried drivers had twice the risk of driver injury than drivers who were married.

Gaining cheaper motor insurance is hardly a reason to get hitched, but there are clear benefits when it comes to getting cover for you car. Let us know what you think about this subject; is he way the industry works unfair?


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