At High Gear we have grown to become one of the UK’s leading independent insurance brokers, working with a long list of insurers in order to locate attractive policies for our customers. One area of the industry that has always fascinated us is 0 NCB Insurance, with the majority of drivers without no claims bonuses to use feeling they have zero chance of bagging a deal.
This is why we work with many types of drivers, helping our customers obtain competitive rates for policies rich in serving features. Whilst cheap insurance policies were once reserved for those with many years no claims bonus this is no longer the case, with companies like High Gear possessing the knowledge and ability to help new drivers as well as those with zero NCB.
Understanding that those that have been driving for years may have only bought third party only insurance there are many reasons why drivers do not have a bonus to use. Here at High Gear we look at the bigger picture, not hearing alarm bells but rather seeing it as a challenge to help such drivers in their quest for competitive cover.
What we look at when devising quotes
When building up a quote we look at a whole set of contributing factors, including:
- Name
- Age
- Address
- Vehicle type
- Vehicle value
- Claims and convictions
- Pass plus certificates
- And much more.
From here we can gain a clearer picture of the risks involved in creating a policy plan, not basing the whole calucation process around your 0 years NCB.
If you would like to learn more about our various insurance products then get in touch today and speak with a member of our sales team. By learning of your personal and driving details they will get to work, searching the market to locate the best price possible for you and your vehcile.